These are loans for general business needs; for example, starting up a new venture, meeting one-off costs or structured long-term funding. Depending on the size and nature of the lending, these can be flexible unsecured loans or may involve the business providing a debenture along with a guarantee from the business owners.

Quick to arrange, RCFs provide an overdraft type loan to a trading business, as a buffer to accommodate ongoing running costs. These are typically up to £100,000, but occasionally higher amounts can be drawn down and repaid as needed according to the cash fluctuations of the business.

This covers specialist short term loans for the purposes of meeting a company's VAT liabilities. These loans can be up to three months in term and paid either monthly or upon receipt of a VAT reclaim.

Secured business lending for the purposes of acquiring a trading business. We work with banks who can put a tailored finance package together including traditional senior debt and asset-based lending to help acquire the target company.

At Ideal4Finance, we tailor our business lending to suit your individual goals and circumstances.

Please contact us today for an open and honest discussion about which of these options would be the best solution for your business.